Apple's tiny AirPods, AirPods Pro, and larger AirPods Max, are surely worth protecting under AppleCare+. Image Credit: Apple. But it is a good barebones option for newbie cardholders who might be prone to missing payment deadlines. If your Apple TV is faulty, you'll likely figure that out within the first year, while it's still under warranty. They want people who will buy Apple's computers, iDevices, and watches. If you were smart you wouldn't get an Apple Card. I wouldn't support them.ss . In theory, Apple offers the same AppleCare+ insurance for Macs that it does for iPhones, yet the details are so different that it's harder to determine the value to you. You can get AppleCare+ for Apple’s wearable, but it’s not cheap. Thread reply - more … Even Apple Pay can be done with any card. Apple has single-handedly managed to change the world’s outlook towards smartphones and what can or can not be done with a phone. Rather than earning points, you’ll get a percentage of every Apple Card purchase back as Daily Cash. Is the Apple Card worth applying for? Now Apple is giving you the option to cut the phone company out of the deal and instead tie yourself to, well, Apple for two years. You probably already have an extended warranty period through your credit card, and gadgets don’t fail often enough that it’s worth buying an extended warranty for each one—you’ll probably pay less in the long run by just repairing the few that break out of pocket. What no one seems to mention, which I'm really interested in, is the expense+cash management experience on the iphone after using it. When Apple first announced its rewards credit card in August 2019, a lot of people were excited about the prospect. I use it occasionally. The Apple Card comes with color-coded spending summaries that you can look at in weekly or monthly increments. Apple has dominated the tech space for a long time with consumer favorites including the iPhone, iPad (and more recently the iPad Pro), Apple Watch, AirPods and more. Here's a run down of everything you need to know about the Apple Card — from the cash-back program to fees, payments, fine print, privacy and security. Apple Pay is a safer way to pay that helps you avoid touching buttons or exchanging cash. (Note that you can use the physical card or pay via your iPhone), but is it worth having it in your wallet if you’re a travel-credit-card enthusiast? Unlike the Apple Card, it doesn’t offer any sort of rewards program. That's the question nearly everyone asks me after I pull out the sleek titanium card. BTW, Goldman-Sachs isn't really looking for college students to get an Apple Card. Credit Score. But with the Apple Card, you receive your cash back on a daily basis instead of after your statement closes. The Apple Card has a few other features that could make it stand out for some. Over the past year the card has changed a lot. Cost of AppleCare+ for Apple Watch. Apple Card, Apple Cash, and Apple Pay work together to give iPhone users plenty of options for paying both stores and friends. The Apple Card is now easier to get with Path to Apple Card. Is the Apple Card worth the hype? This time around when the tech giant forays into an already well-established and somewhat saturated market, would it be able to continue its streak of being a pioneer? And with every purchase you make using your Apple Card with Apple Pay, you get 2% Daily Cash back. Apple Card Benefits: Simplicity and Transparency. Find out whether this card belongs in your wallet in our review. I recently purchased a watch for my sister, who is going to be paying for it through installments (as she does not have an apple card). If you don’t already have an Apple Card, you can apply at checkout. Is financing your phone with the Apple Card worth it? The verdict: Not worth it. But it's not right for everyone. Other features. The interesting part about Apple Card’s customer service is that you don’t call a customer service line. Goldman is the company that nearly bankrupted the US in 2008. If you frequently purchase Apple products or use Apple pay, the Apple Card may be a good fit for you. The company has rolled out an installment program that allows you to use your Apple Card online or at the Apple Store to buy an iPhone with 24 interest-free installments. Without question, the Apple Card is definitely best suited for those who are big fans of Apple and Apple products, and those who use Apple Pay to complete most of their purchases.. Here's what I think of it now. For cardholders who love the idea of not paying a late fee, the Citi Simplicity card is worth a look. The Apple Card saved my bacon when I got robbed. First off, you need excellent credit scores to get an Apple credit card. We believe that it’s definitely not worth applying for. Apple happens to have their own credit card offering, but is it really worth getting? Text support—not phone support. Unlike some other cash back cards, such as the Discover it® Cash Back and the Capital One® Savor® Cash Rewards Credit Card, the Apple Credit Card has no sign-up bonus to reward new customers. The Apple Card works as a physical card or on an Apple Watch or iPhone. Experts weigh in on the credit card's cash back and privacy features. Aug 20, 2019 3:24 PM Reply Helpful. If you purchase Macs, iPhones, iPads, and Apple Watches, it can become a very expensive addition to your purchase. It sounds like 1% like any other card. The best way to use Apple Card is with Apple Pay — the secure payment technology built into iPhone, Apple Watch, iPad, and Mac and accepted at 85 percent of merchants in the United States. Keep in mind this doesn’t cover loss, so consider that before purchasing. Unlike cash back reward programs on other cards, Daily Cash is added to your account each day, and can be used right away. There a lot of features to unpack with the Apple Card but overall, the best thing about it is how easy it is to use. When the Apple credit card launched last year, it revamped the way cash-back cards work with its unique Daily Cash program. You text Apple Card support instead. As you spend, color bars will appear in a trendy gradient. More Less. In many cases, it can be a good idea to finance your new iPhone with the Apple Card. Is the Apple Card a perfect fit for Apple fanatics? Sarah Tew/CNET Is the Apple Card worth it? The Apple Card’s approach to rewards is different than that of other credit cards. An Apple Watch is going to get more wear and tear than most Apple devices, so buying AppleCare+ coverage to protect yourself against repair costs seems a good idea. While the Apple Card won’t be available until summer 2019, Apple has released the earnings structure: 3% cash back on Apple purchases, 2% cash back on all purchases made via Apple Pay and 1% cash back on other physical card purchases, all with no annual fee. For example, you can use Apple Maps to pinpoint the merchant of a transaction, which can help if you don't recognize a purchase. Cash back redemption on a daily basis. But it's still not the top credit card in my wallet. Well for a number of reasons it certainly could be. I used the Apple Card for 3 months. AppleCare+ for Apple Watch. Apple enters the credit card space with the mantra that this is a card “created by Apple, not a bank.” The card’s features and shiny aesthetics are certain to appeal to the modern spender. I have two installments on my apple card - an iPhone and MacBook. Big ticket items. Is the Apple Card worth it in 2020? Here's how. Though it's not quite a slam dunk, the Apple Card -- the credit card Apple introduced in 2019-- is worth a look, especially if you're in the market for an Apple product. Getting 3% cash back on Apple purchases may sound good, but it isn’t abnormally great and certainly isn’t a ground-breaking … In the first installment, the amount for the watch was 12.87, but she wants to pay it off early at varying amounts and sent me 50$. The new Apple Card has unique features, no fees, and strong integration with the iPhone, but some other credit cards offer superior cash back earning. Not only will you earn 3% cash back on your purchase, but you can also save on interest charges and pay off the phone over time. Is AppleCare worth the price? But AppleCare+ is different than an extended warranty. Here are a few reasons why you might have to look for a different way to fund your Apple obsession. Apple Card in Comparison to Other 0% Fee Credit Cards. 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